Category: Buying Myths

    • Pre-Approval: Your 1st Step in Buying a Home

      In many markets across the country, the number of buyers searching for their dream homes outnumbers the number of homes for sale. This has led to a competitive marketplace where buyers often need to stand out. One way to show you are serious about buying your dream home is to get pre-qualified or pre-approved for a […]
      Written by Denise Zervos
    • Dispelling the Myth About Home Affordability

      We have all seen the headlines that report that buying a home is less affordable today than it was at any other time in the last ten years, and those headlines are accurate. But, have you ever wondered why the headlines don’t say the last 25 years, the last 20 years, or even the last […]
      Written by Denise Zervos
    • The Cost of NOT Paying PMI

      Saving for a down payment is often the biggest hurdle for a first-time homebuyer as median incomes, rents, and home prices all vary depending on where you live. There is a common misconception among homebuyers that a 20% down payment is required, and it is this limiting belief that often adds months, and sometimes even […]
      Written by Denise Zervos
    • 5 Real Estate Reality TV Myths Explained

      Have you ever been flipping through the channels, only to find yourself glued to the couch in an HGTV binge session? We’ve all been there, watching entire seasons of “Love it or List it,” “Million Dollar Listing,” “House Hunters,” “Property Brothers,” and so many more all in one sitting. When you’re in the middle of your real […]
      Written by Denise Zervos
    • Home Buying Myths Slayed [INFOGRAPHIC]

      Some Highlights: The average down payment for first-time homebuyers is only 6%! Despite mortgage interest rates being over 4%, rates are still below historic numbers. 88% of property managers raised their rents in the last 12 months!
      Written by Denise Zervos
    • Buying Is Now 26.3% Cheaper Than Renting in the US

      The results of the latest Rent vs. Buy Report from Trulia show that homeownership remains cheaper than renting, with a traditional 30-year fixed rate mortgage, in 98 of the 100 largest metro areas in the United States. In the six years that Trulia has conducted this study, this is the first time that it was cheaper to rent […]
      Written by Denise Zervos
    • What You Need to Know About the Mortgage Process [INFOGRAPHIC]

      Some Highlights:

      • Many buyers are purchasing a home with a down payment as little as 3%.
      • You may already qualify for a loan, even if you don't have perfect credit.
      • Take advantage of the knowledge of your local professionals who are there to help you determine how much you can afford.
      Written by Denise Zervos
    • First-Time Home Buyers Continue to Put Down Less Than 6%!

      According to the Realtors Confidence Index from the National Association of Realtors, 61% of first-time homebuyers purchased their homes with down payments below 6% in 2017. Many potential homebuyers believe that a 20% down payment is necessary to buy a home and have disqualified themselves without even trying, but in March, 71% of first-time buyers […]
      Written by Denise Zervos
    • House-Buying Power at Near-Historic Levels

      We keep hearing that home affordability is approaching crisis levels. While this may be true in a few metros across the country, housing affordability is not a challenge in the clear majority of the country. In their most recent Real House Price Index, First American reported that consumer “house-buying power” is at “near-historic levels.” Their […]
      Written by Denise Zervos
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